Developers have no fast way to test webhook payloads locally

Every time a developer needs to test a webhook from Stripe, GitHub, or Twilio, they have to use ngrok or similar tunneling tools and restart their local server. There's no lightweight IDE-integrated tool that intercepts, stores, and replays webhook payloads locally without port forwarding. A VS Code extension or CLI tool that captures and replays webhooks offline would save significant dev time.